You Wouldn’t Steal a Car 

Of course you wouldn’t. You wouldn’t swipe a wallet or rob a cash register, either. 

But holding onto money that isn’t yours? That can happen to anyone. And the chiyuv to pay stands even if the owner can’t be found. 

Could This Be You? 

• You scratched a parked car and could never track down the owner 

• You stained someone’s clothing at a simcha and never caught their name 

• Someone spotted you cash back in yeshiva, and you never paid him back 

• You overcharged a customer, or forgot to refund one, and they’re long gone 

Those obligations don’t simply disappear. And when you stand in shul on Kol Nidrei night, you’ll want to know your outstanding balance is clear. 

The Halachic Solution for Unknown or Forgotten Debts 

Nechdal, founded by Gedolei HaPoskim, is built on the principle of Zachin L’adam Shelo B’fanav. The process is simple: Nechdal accepts your funds on behalf of the unknown rightful owner. The money is then lent interest-free to those in need, generating zechusim for both you and the person owed. When Moshiach comes, the funds will be returned to its rightful owner. 

Endorsed by Gedolei Yisroel 

In his haskamah, HaRav Michel Steinmetz, shlita, writes: “It frequently happens that people do not know from whom they borrowed, or whether they damaged another… In this organization, chashuva rabbanim are makneh the money to its rightful owner, and through this, one fulfills the mitzvah of ‘im kesef talveh.'” 

Nechdal is warmly endorsed by HaRav Meir Tzvi Bergman, shlita, HaRav Yitzchok Zilberstein, shlita, HaRav Sariel Rosenberg, shlita, HaRav Dovid Lau, shlita, HaRav Dovid Yosef, shlita, and many other leading poskim. 

Clear Your Name Before Kol Nidrei 

Kol Nidrei is Sunday night, September 20. And while Yom Kippur will clear your slate; clearing your balance is up to you. 

This could be your first debt-free Kol Nidrei. Visit Nechdal.org to resolve your debt, or call the poskim hotline at 718-750-4080.