Using Credit Card? You Could Now Be Charged a 4% Checkout Fee in NJ

Using your credit card in New Jersey could cost you an additional 4% checkout fee, as of yesterday. New Jersey is no longer from the states which ban the extra charge on purchases.

The surcharge which could now be passed on to the consumer, stems from the surcharge retailers are charged for credit card purchases.

The fee only applies to credit cards.

The added surcharge is still illegal in New York and other states. TLS.

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  1. I’m remaining calm. I doubt if any of the retailers that I frequent will do this. They stand to loose too much business. I would avoid any retailer that did institute the surcharge. They’ve been accepting credit cards for years. If they are smart, the charge they pay to the credit card companies is already reflected in the price of the merchandise. On the other hand, the big ticket business (i.e. funeral parlors and auto dealers) who don’t rely on your loyalty to come back next week, may jump on this. If I were a retailer, I would put up a big sign in my window stating that I’m NOT charging the fee.

    Ju my 2¢

  2. Finally can by a bagel under 5 dollars with Credit Card. Who cares about the 4 % charge, now they cant legally deny your credit card for a minimal Purchase .

  3. are cc companies allowed to institute a rule that no retailer may charge the surcharge? we should ALL refrain from shopping in stores that do charge it and then no stores will

  4. It is time we stick up for ourselves and not shop in these stores with the complicated credit card and return policies. If they are unwilling to sacrifice for us their costumer then its time we start shopping in places that will.

  5. Credit Card companies are not “allowed” to make rules for business to follow, they can make recommendations. Only a government agency can make rules and laws. Learn your laws people.

  6. I am glad that all u consumers are furious with his new law…what about when u go to a store and buy something for 3 dollars and give your credit card? The store loses money on the sale!! Do u care then?

  7. Anonymous 21 you are so wrong. You don’t understand the basic business concept of courtesy. Its a give and take if i am your costumer who shops by you every day you should return the favor and take the credit card when i don’t have cash. And don’t fool yourself a tuna bagel costs a dollar to make they sell it for $4 no one is losing money

  8. oh and when a clothing store only accepts returns if you pay with cash and return the item the next day… why would i patronize you!? i can buy the same item or similar from the mall with better costumer service, smiling employees, and a return policy of anywhere between 30-365 days.

  9. NJ EMT: the new law also states that stores can have minimum purchase for cc.

    Robbie Nachman: Law effects 40 states. Not just NJ.

    To all: AMEX is not effected.

  10. I’m not saying we should charge the fee but use your common sense especially in a mom and pop store. There are so many fees the merchant swallows as it is just to run daily operations that if ur purchase is low try to pay with cash or it will come to bite you back when they either go out of business or just keep raising prices.

  11. when you return a purchase that was done with a credit card, I think the retailer does not get their cc surcharge fee back, so don’t look for that on returns.

  12. The 4% fee that credit card companies have been charging the stores all along was hidden in the price of the item, same as all the other “overhead” the store has – electric, water, gas, salaries, health ins., etc. Will the stores now reduce their prices by the 4% now that the customer has to pay for it? NO, THEY WON’T.

  13. Just be careful at gas stations! With gas prices at $3.30 and above per gallon, most sales are paid with credit card. A fill up amounts to about $66.00. I do not carry that much cash with me.

    Also, some gas stations only take credit cards between the hours of 6:00 PM to 6:00 AM for security purposes. They keep no cash at the pumps to avoid robbery.

  14. Quote”. And don’t fool yourself a tuna bagel costs a dollar to make they sell it for $4 no one is losing money”
    Ok does anyone who is in business sell their products for what they cost ? Business are in business to make a profit , the true cost of an item includes all the overhead of running a business not just the item itself ,paying emploees, rent, insurance ,telephone advertising ETC ETC ,anyone who has ever run a business will understand this those who have no clue will complain !!!!!

  15. 33 stay calm i wasn’t complaining about the price of a bagel I was saying that there is still money to be made even when someone uses a credit card. And the fact that this is even a discussion is ridiculous. And I’m all for profit and making money but when u restrict your costumer and not allow him to pay the way he likes it is disgusting and a lack of appreciation in the business he provides u with

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