Reminder from LRRC: Deadline for January 1st Health Insurance Coverage is December 31st

Open Enrollment for private health insurance for 2022 began on November 1st and will be until January 31st, 2022. You must enroll in a plan by December 31st to begin coverage on January 1st. If you miss Open Enrollment, you will most likely not be able to get a private health insurance plan at any point during 2022 – even from a private broker.

To sign up for an appointment to get help from the LRRC with applying for a subsidized private health insurance plan through the State-Based Exchange called Get Covered NJ, visit, follow the instructions there, and an LRRC representative will contact you to schedule an appointment.

If you need help determining the answer to any of the questions, schedule an appointment through our automated scheduling system by calling 732-523-1789. Follow the prompts to schedule an appointment to discuss open enrollment and private health insurance options.

If you are currently active on NJFamilyCare due to the pandemic extension, please note the following before filling out the form:

  • The federal public health emergency is still in effect. There is no update on when it will end.
  • You will be notified before you are terminated from NJFamilyCare. Look out for notices and requests for information in the mail. There is no reason to worry that your coverage will end without notice.
  • You do not need to purchase private health insurance during Open Enrollment. When you receive notice that you are being terminated, you will have a Special Enrollment Period that will allow you to purchase private health insurance at that point, even after Open Enrollment ends.
  • The LRRC can assist you with reviewing private health insurance options once you are notified that you are being terminated. There is no reason to explore private health insurance options until then since plans and rates are constantly changing.
  • If you receive a renewal packet, do not ignore it. You must return all renewal packets by the due date.

To read more about subsidized private health insurance plans and the state-based Exchange called Get Covered New Jersey, you can read the LRRC brochure here: Covered

About the Lakewood Resource and Referral Center (LRRC): The LRRC provides comprehensive social service information, referrals, counseling, community education, and assistance in navigating both government and private-sector programs. We can be reached at 732-942-9292, and we are located at 212 2nd Street, Suite 204. For more information, to donate, or to be added to their mailing list to receive valuable tips and special program announcements, visit

[Press Release]


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