When writing a check in 2020, be sure to write the full year on the check – 2020.
Though you may be used to writing ’19, use extra caution this coming year, as a fraudster could manipulate the date and change the date to 2021 and claim the payment later – when you may not have the funds in your account.
While writing an old date such as 2019 is not something someone would normally do – because checks are not valid after six months, you run the risk of someone changing it to a later date.
I think the checks not beeing valid after 6 months claim is misunderstood, only if the check has a stamp on it saying ” Not Valid after 180 days” , otherwise don’t think the checks expire.
It is up to the bank… most won’t accept them.
This is foolish. it’s not fraud to cash check late. it’s fraud to remove money that the check is written against.
This is foolish.
it is not fraud to cash a check late.
it is fraud to remove money that the check is written against.
this is not true. writing *ANYTHING* on someone else’s check is considered fraud. Many ppl don’t know that.
this is not true. writing *ANYTHING* on someone else’s check is considered fraud. Many ppl don’t know that.
A bank rep told me once that postdating a check is meaningless as a person can cash/deposit it before the date. Apparently dates don’t mean anything to the bank.
Again, it is up to the bank. They will often not notice or can choose to process it. Some won’t, though.
If someone wants to not cash my check for a year that’s s not fraud it’s negligence. And if he loses my check then it’s criminal negligence. Would have been more useful if you explain the difference between car and lar on a check. courtesy amount and legal amount.
Who even still writes checks these days?
To Hi: most banks do have rules that they won’t accept a check that is more than 6 months old.
To FYI: I don’t know about your bank but every bank I know of will not accept a check for deposit even one day before the date written. Maybe if it’s deposited with a batch of other checks it’ll go unnoticed but if they see it, they won’t take it.
Just write the date, but put a period after 20. For example 1-2-20. That should work fine