Open Enrollment for 2023 coverage is here! You must enroll in a plan by December 31 to begin coverage on January 1. If you miss Open Enrollment, you will most likely not be able to get a private health insurance plan at any point during 2023– even from an insurance broker.

NEW THIS YEAR – We are thrilled to announce that employer affordability rules have changed! Eligibility for subsidies will be determined based on the cost of covering each household member seeking coverage, not the cost of covering only the employee. To view the LRRC guide explaining options for households offered insurance from an employer, click here:

To sign up for an appointment to get free help from an LRRC Navigator with applying for a subsidized private health insurance plan, visit oe2023.lrrcenter.org. If you need help answering any questions, schedule an appointment through the LRRC automated scheduling system by calling 732-523-1789 or e-mail [email protected].

IF YOU ARE CURRENTLY ACTIVE ON NJ FAMILYCARE PLEASE NOTE – NJ FamilyCare will not be terminating anyone who is no longer eligible for coverage until the federal public health emergency ends (date unknown at this time). If you are currently active on NJ FamilyCare and believe you are no longer eligible, do not fill out the LRRC form. You will be eligible for a Special Enrollment Period to enroll in private insurance coverage when you receive notice that you are being terminated. In the interim, if you receive a renewal packet, do not ignore it! All renewal packets must be returned by the due date.

To learn more about subsidized private health insurance plans and Get Covered New Jersey, you can read the LRRC brochure here: https://www.lrrcenter.org/public/user/pages/files/brochures/Get Covered NJ.Brochure.website.pdf