You must enroll in a plan by December 31 to begin coverage on January 1. If you miss Open Enrollment, you will most likely not be able to get a private health insurance plan at any point during 2026 – even from an insurance broker. Please note that subsidies are lower this year, so premiums will be higher than last year.
To sign up for an appointment to get free help from an LRRC Navigator with applying for a subsidized private health insurance plan, visit:
If you need help answering any questions, schedule an appointment through the LRRC automated scheduling system online at lrrcenter.org/appt or by calling our automated scheduler at (732) 523-1789. You can also email us at [email protected].
PLEASE NOTE:
If you are currently active on NJ FamilyCare and have not received a termination letter, do not fill out this form, even if you believe you are no longer eligible. You will be eligible for a Special Enrollment Period to enroll in private health insurance once you receive a termination notice. If you need private insurance for 2026, please contact the LRRC for guidance.
If you receive a NJ FamilyCare renewal packet, do not ignore it!
All renewal packets must be returned by the due date.
To learn more about subsidized private health insurance plans and Get Covered New Jersey,
you can read the LRRC brochure here: go.lrrcenter.org/gcnjb
About the Lakewood Resource and Referral Center (LRRC): The LRRC provides comprehensive social service information, referrals, counseling, community education, and assistance in navigating both government and private-sector programs. We can be reached at 732-942-9292, and we are located at 212 2nd Street, Suite 501. For more information, to donate, or to be added to their mailing list to receive valuable tips and special program announcements, visit www.lrrcenter.org.
[Press Release]