In response to a rising wave of payment card skimming incidents across New Jersey, including one recently in South Toms River, the Assembly Consumer Affairs Committee approved a bill which aims to curb financial fraud and ensure businesses are equipped to prevent unauthorized payment card scanning.

Sponsored by Assemblywoman Carol Murphy and Assemblymen Reginald Atkins and William B. Sampson, IV, the bill would strengthen criminal penalties for the use and possession of scanning devices and would require merchants to implement safety measures to protect consumers.

“Card skimming is a growing threat that puts hardworking New Jerseyans at risk of financial theft every day,” said Assemblywoman Murphy (D-Burlington). “We know there’s been a sharp uptick in this type of criminal behavior. By increasing penalties for repeat offenders and holding businesses accountable for prevention, this bill sends a clear message that we will not tolerate fraud that preys on consumers.”

Under A1211, using a scanning device would be a third-degree crime. However, it would elevate to a second-degree crime if a subsequent offense results in a theft of at least $50,000 or if the first offense and subsequent offense result in a combined total theft of at least $50,000.

The bill would also require merchants to implement security measures, such as regular payment terminal inspections, employee training, and the use of security cameras and encryption software

“With skimming incidents rising by over 50% in New Jersey, we must act now to close security gaps and protect both consumers and businesses,” said Assemblyman Atkins (D-Union). “This legislation would ensure that merchants are proactive in preventing fraud while imposing stricter consequences for bad actors who continue to exploit our communities.”